Health

Health insurance is coverage that provides for the payments of benefits as a result of sickness or injury. It includes insurance for losses from accident, medical expense, disability, or accidental death and dismemberment.

Life

Life insurance pays out a sum of money either on the death of the insured person or after a set period of time. There are 4 types of life insurance:  Term Life, Whole Life, Universal Live, and Variable Universal Life.

Dental

Dental insurance pays a portion of costs associated with routine preventive and diagnostic care such as checkups and cleanings, and minor and some major dental care such as fillings, root canals, crowns and bridges.

Disability

Disability Insurance is a plan that provides for periodic payments of benefits when a disabled insured is unable to work. The insurance product is designed to replace anywhere from 45 to 65% of your gross income on a tax-free basis should illness keep you from earning an income in your occupation.

Long Term Care

Long-term care insurance is an insurance product that helps pay for the cost of long-term care in a nursing home or at home. Long-term care insurance covers care generally not covered by health insurance, Medicare, or Medicaid.

Medicare Supplement

A Medicare Supplement Insurance  policy can help pay some of the health care costs that Medicate does not cover, like copayments, coinsurance, and deductibles.

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Evaluating Your Group Insurance Needs

When assessing your group insurance needs, we examine the employee makeup of your group, what type of coverage you already have and rates you are currently paying. We assess what you like and don't like about your current plan. We establish what you hope to accomplish with your new coverage. Upon completion of our assessment and, with your established budget in mind, we present you with a personalized group insurance recommendation.

Next Steps...

Call us at  631-749-7840 or submit a request for an insurance quote.

Quote